Is Blue Cross Blue Shield of Maryland Right for You?
Blue Cross Blue Shield of Maryland is a separately organized Licensee of the Blue Cross Blue Shield Association, a health insurance trade association with members from locally operated Blue Cross and Blue Shield Plans. With Blue Cross Blue Shield providers located all over the USA, BCBS offers excellent health coverage to one out of every four Americans. Blue Cross & Blue Shield has provided top quality and very affordable health coverage and benefits for more than seventy years.
Blue Cross & Blue Shield offers a variety of health care coverage choices and options throughout the USA. Depending on where you live, Blue Cross and Blue Shield (BCBS) offers Health Maintenance Organization (HMO) plans, negotiated network provider (PPO) plans, PPO plans with an attached Health Savings Account (HSA), and Indemnity plans (non-network coverage). These plans (with appropriate changes) will be offered on either a group basis for employers and their employees or as individual and family plans or, in some states, as both group and individual plans. For seniors, and depending on where you live, Blue Cross and Blue Shield (BCBS) offers a couple of plans, including non-network and nationwide Medicare supplemental insurance and BCBS-in-network Medicare supplemental insurance.
Throughout the USA, many Blue Cross Blue Shield providers have introduced complementary health insurance services and health care information resources. These may include covered or reduced price health services such as dental, chiropractic or alternative medicine. Available health information resources include topics such as general health care, nutrition, exercise, dietary supplements, parenting, fitness, women's health, behavioral health, and children's health.